Roth IRA and Roth 401(k)

With our Federal Income Tax currently at the lowest in 70 years, it may be prudent to create a Roth IRA Rollover for your retirement future or start a Roth IRA if you qualify. You can create a Roth IRA Rollover by converting a portion of your Traditional IRA or IRA 401(k) Rollovers you may have.

You can convert only a small amount or up to 100% of your Traditional IRA or IRA 401(k) Rollover.

The Roth IRA Rollover will increase your IRA Required Minimum Distribution Age from age 70 ½ to age 90. This can help you with your Estate Transfer Planning and Wealth Management.

Also with a Roth IRA Rollover  future interest accrued is TAX FREE.

There have been many updates to 401(k) Plans and one of the newest options is a ROTH 401(k). You may be able to contribute all or a portion of your 401(k) contributions to a ROTH and all proceeds and interest in the Roth Portion distribute in Retirement TAX FREE.

Guidance Wealth Management can help you decide if this is an option for you. Give us a call:

Toll Free: (877) 800-8713  Local: (561) 455-0059